Chapter 7 Bankruptcy Attorney Helps Ohio Consumers Discharge Their Debt

Skilled bankruptcy lawyer counsels individuals in the Cleveland area seeking relief

Sometimes situations beyond your control can profoundly impact your earning potential and lead to overwhelming debt. If you find yourself unable to pay your bills, you may want to consider filing for bankruptcy. At The Law Office of Arleesha Wilson, I represent clients in the Cleveland area and throughout Ohio who seek debt relief through Chapter 7 bankruptcy. Designed to give debtors a fresh start, this filing gives you and your spouse relief from debts through the liquidation of your assets. With extensive experience in this area, I can help you file for Chapter 7 quickly and efficiently. Once you have filed for bankruptcy, creditors must immediately stop collections efforts, including harassing letters and phone calls.

Ohio advocate explains the Chapter 7 means test for qualifying debtors

To qualify for Chapter 7 bankruptcy relief, you must satisfy the court’s means test, which calculates your income and expenses compared to the median income in Ohio. If you are not eligible for Chapter 7 bankruptcy, Chapter 13 may be available. The Law Office of Arleesha Wilson can help you determine whether you are eligible for Chapter 7 bankruptcy and if it is the best option for resolving your debts.

Firm assists with asset liquidation and debt discharge

Liquidation involves selling assets to satisfy as much of your debt as possible before the court orders a discharge for the rest of your qualifying debt. However, the law includes many exemptions that allow you to preserve assets, such as your car, clothing, and tools of your trade. I can help you determine which of your assets are eligible for exemption so you get the maximum protection under the law. Upon conclusion of the bankruptcy proceedings, the court grants a discharge of your remaining debt, with some notable exceptions. These include back child support and alimony payments, student loans, recent back taxes, and court judgments based on personal injury claims. I advise you about how much of your debt is dischargeable, so you can make an informed decision about whether to pursue Chapter 7 bankruptcy.

Preparing for your appointment with a bankruptcy attorney

So that I can immediately begin analyzing your case, it is necessary that you bring certain information to your appointment with The Law Office of Arleesha Wilson, including:

  • A list of your creditors’ names, amount of each claim and nature of the debt
  • Your employer’s name and your gross and net income
  • Other sources of income and amounts
  • A list of what you own and estimates of the value of each item
  • A list of your monthly bills and details of each expense

This information can help The Law Office of Arleesha Wilson provide an accurate assessment of whether Chapter 7 bankruptcy is appropriate for you.

Contact an experienced bankruptcy attorney in Ohio

Don’t continue to live under a cloud of unmanageable debt. Chapter 7 bankruptcy can quickly discharge your qualifying debt and give you a fresh start. Call 216-688-7112 or contact me online to schedule your Free bankruptcy consultation at my Cleveland office.

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My Office Location

Legal Services for Everyday People

  • Arleesha Wilson, Attorney at Law

    Address

    600 Superior Avenue
    Suite 1300
    Cleveland, Ohio 44114, US

    Monday:

    8:00 AM - 8:00 AM

    Tuesday:

    8:00 AM - 8:00 AM

    Wednesday:

    8:00 AM - 8:00 AM

    Thursday:

    8:00 AM - 8:00 AM

    Friday:

    8:00 AM - 8:00 AM

    Saturday:

    Closed

    Sunday:

    Closed

Testimonials

  • “Arleesha was very professional and knew exactly what she was doing. I hired her to do a conveyance and she was thorough, prompt, and very helpful with any questions I had. I highly recommend Attorney Arleesha she gets the job done!”

    - — CLIENT, ANONYMOUS
  • “Arleesha is very caring and hardworking!! I was referred to Arleesha by a mutual friend when I needed assistance going over a separation agreement. She got right to work and drafted up a good response to the agreement. She responds to text and calls right away and even worked on weekends. She cared more about my issue and helping me out, not just to get paid.”

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    Read More - — CLIENT, ANONYMOUS
  • “She is the BEST!!!!!!
    Arleesha is a wonderful person that loves helping people. She is intelligent and is always by her client’s side. She helped me when I didn’t know what or even how to do it. Arleesha will get the job done in a professional and timely manner. I would recommend her to anyone.”

    - — CLIENT, ANONYMOUS